Prohibit discrimination of dog breeds by insurance companies

RENO, Nev. (KOLO) — Owners of dogs of certain breed types now have fewer housing and insurance challenges. Dogs like Pit Bulls, German Shepherds, or any large dog breeds are traditionally not allowed in apartments or affordable housing.

Senate Bill 103 now declare, “Insurers will no longer be able to use a breed of dog to refuse to deliver; To cancel; refuse to renew; or increase the premium or rate of an insurance policy based on a specific breed of dog or a mix of dog breeds.

Before this bill took effect on the first of the year, dog owners had to either find a property that accepted their pet, pay additional insurance costs or, in some cases, surrender their dog. to a shelter.

Rebecca Goff, Clinical Manager at Nevada Humane Society shared what this bill means in regards to their shelter.

“I was able to testify at the various hearings about this bill and how this bill would benefit the Nevada Humane Society and our community as a whole. We are here to serve the homeless animals in our community, we are here to serve the people in our community. Our goal is to help keep pets with their families and this bill will help with that,” Goff said.

Christian Pacheco owns a Pit Bull dog in the Reno area, and finding a place to live that accepts his dog was a challenge he faced over the past year. Pacheco explained what the process was like for him.

“I had to put my dog ​​first while finding a resort that would accept him. It’s a bit more expensive compared to other resorts, you know money plays a huge role in finding a house,” Pacheco said.

An insurance company is always able to deny, increase or cancel a dog owner’s insurance in the event that the dog is dangerous or vicious. Insurers must now include this language in their policies and may still have the option of not considering a dog on their property as well.

The public document on this new law can be found here.

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Kristan F. Talley