Cheapest car insurance companies for low mileage drivers

5. Anchor

Average monthly quote for a low mileage driver: $123

(Credit: Monkey Business/Adobe Stock)

4. Auto mileage

Average monthly quote for low mileage driver: $108

(Credit: MullenLowe)

3. First Chicago

Average monthly quote for low mileage driver: $105

(Credit: CARLOSRAMOS/Adobe Stock)

2. Amigo USA

Average monthly quote for a low mileage driver: $102

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1. United Security Health & Casualty

Average monthly quote for low mileage driver: $97

(Credit: hikmetyildiz)

Traffic patterns have returned to near pre-pandemic levels, but remote and hybrid working arrangements have become the new normal for many, who now find themselves driving less often.

The US Department of Transportation Federal Highway Administration report that the average American driver drives 13,476 miles per year. Most insurance companies consider those who drive less than 7,500 miles per year to be considered low-mileage drivers, according to assure.com. And for those who register fewer ticks on the odometer, auto insurance companies might offer lower rates.

In addition to telematics programs, which can save drivers up to 40% on car insurance, some policy providers are also taking advantage of pay-per-mile programs. The slideshow above highlights the five cheapest car insurance companies for low-mileage drivers, according to research by Insurify.com.

According to Insurify.com, the telematics programs of these insurers can offer the following average discounts:

  • Allstate: up to 40%
  • Nationwide: up to 40%
  • Liberty Mutual: Up to 30%
  • State farm: up to 30%
  • Geico: up to 20%
  • Farmers: up to 15%

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Kristan F. Talley