7 Best Pet Insurance Companies in New Hampshire 2022

Cover: Figo has three accident and illness plans, each with a different coverage limit. The Essential plan has an annual cap of $5,000, the Preferred plan has an annual cap of $10,000, and the Ultimate plan offers unlimited coverage. All three plans cover surgery, hospitalization, diagnostics, medication, emergency care, rehabilitation and more. Chronic, congenital, hereditary and orthopedic conditions are also covered.

Pet owners can choose their reimbursement rate from the options of 70%, 80%, 90% or 100% and their deductible from the choices of $100, $250, $500 or $750. Note that deductible choices depend on your pet’s age, with lower deductibles not available for older pets.

Supplements: Figo offers four add-on options to complement your standard policy, including basic and premium wellness packages. Both offer the same protection but have different coverage limits: $135 for the Basic plan and $250 for the Plus plan. Covered services include blood tests, microchipping, vaccinations, flea/heartworm prevention, sterilization and more.

The Extra Care Pack offers support outside of the vet’s office. Coverage includes publicity and reward costs for a lost pet, emergency vacation cancellation costs, and cremation and burial costs. Finally, there is a Veterinary Examination Fee benefit which covers the costs of diagnosing or treating your pet for a covered accident or illness. Note that this benefit does not cover preventive or routine care visits.

Cost: Using Figo’s online quote tool, we collected the average pet insurance premiums based on 4-year-old mixed-breed dogs and cats in Concord, NH, with deductibles, Variable reimbursement levels and annual coverage limit options:

  • Dogs: $13 to $62
  • Cats: $7 to $27

Get a quote: To fill Figo’s online form to get a pet insurance quote today.


Kristan F. Talley